A few issues
Well, I just got back from watching the criticly acclaimed football film "Friday Night Lights," and I think somebody needs to shine some light on the football knowledge of the people who gave this film rave reviews. Anyone with a shred of highschool football competency will easily point out the numerous errors that make the movie hard for a person such as myself to buy. I won't go far into detail, but let's just say that the movie never really finds its identity, trying to run multiple story lines without ever really finding one that the audience can become involved in, all while confusing you with rules and far-fetched activities on the football field that have never had any place in the ral sport. I personally fully support the manner in which movies have to condense information from a book or true story to make things fit, but this movie does so poorly, and strikes the wrong chords (often racial) at exactly the wrong times. One of the bigger dissappoints I've seen all year, after having expected more.
Now secondly, and much more importantly, something much much larger has been plaguing me all day and I figure what the hell, why not just write it where all 3 people who ever read this can find out. I am a healthy 22 year old male who has never had any serious ailment, who has been denied health insurance today. Yes, I was turned down, and my prospects of ever having cheap reliable insurance the rest of my life may be in jeopardy. My only savior in the future would be to get a full-time job as an engineer, something I have been putting off, where I will be guaranteed insurance by whatever corporation blesses me with employment. In the event I am ever laid off or quit however, the problem will surface once again I've been told, as such loss of employment results in a premium to keep your former employer's insurance of as much as $500 a month for someone my age and condition, and that only lasts a maximum of 18 months. My emergency alternative is Blue Cross Clue Shield Insurance, which is guaranteed in the events of surgery and the like, but will never cover a doctor's appointment and at best half the cost of prescription medication.
Well, as of right now I suppose I do actually still have insurance - sorta. Under my Dad's plan I am still fully covered, but this coverage is for full-time college students only, something I no longer can claim to be. I guess the way it works is that until they ask and we have to answer otherwise, I can keep going to the doctor pretending this isn't the case, and none of this coverage can be taken back (well, probably sued back) until they ask that ever important question of my status as a student. Almost makes me want to grad school after all...
Well, you're probably all wondering how this could possibly have happened, if I'm so healthy and all as I say. Well, about 3 years back I went and got checked for what ended up being a completely harmless and benign cyst, something that can never have a negative effect on my health, thus I chose to not have it removed as it was seemingly unnecessary. Well, I'm beginning to think maybe I should see if there is any way to do that and reverse my fortunes with the old insurance company. Obviously, going for unneccesary surgery is always fun, but that may be what I have to do.
My Dad says not to worry, I have insurance, or will be guaranteed insurance if I apply to some of these other plans (but for almost twice the cost), and if all else fails, he says he has money. Well, that isnt right I say. And that isnt even the point, the point is how would you feel if you were turned down for your first ever insurance policy, straight out of college? It's not reassuring.
The question on your mind now may be "Why does it matter so much anyway, do you really need the great insurance policy right now, if you're so healthy?" Well, the answer is, I wish I knew that answer, cause I don't know, and I should...